eCOMM Merchant Solutions provide end to end payment solutions and services which include the following:

Mastercard and Visa Processing Capability

Working with eCOMM Merchant Solutions allows merchants to accept Mastercard Credit and Debit (including Maestro) and Visa Credit and Debit cards.

Transaction Acceptance & Settlement

eCOMM Merchant Solutions provide settlement services to our merchants. The settlement process is automated from start to finish and the merchant can log in and check the status of all settlement in real time through our back office platform. We take care of the end to end transaction acceptance, authorisation, management, approval and settlement.

In-house Payment Gateway Solution

eCOMM Merchant Solutions provide our merchants with our own in house gateway linked directly to the schemes - there is no dependency on any other third party and no need to incur additional costs. We do not charge our merchants for use of our payment gateway.

Multiple Billing Options – Single & Recurring:

eCOMM Merchant Solutions can support single and recurring billing requirements. We support 2 models for recurring billing:

  • The frequency and number of occurrences are registered on the eCOMM database. The initial authorisation and subsequent payments are generated by us. Note the registration can be done through the API or iFrame.
  • The merchant store's the frequency and occurrences and generates the initial authorisation and subsequent payments.

We also have an auto billing function which allows the merchant to charge the customer according to the frequency and occurrence preferences. This function will keep on trying to charge the customer until there is a successful charge or a pre-set number of tries has been exceeded.

Easy & Seamless Integration

Merchants can easily integrate with eCOMM via the solution that best fits their needs.

  • Application Program Interface (API)
  • Hosted Payment Page (HPP)
  • Tokenisation
  • Browser based Online Payment Terminal

To learn more about these options, please go here to our integration page.

Merchant Accounts and e-Wallet Solutions:

We provide an e-wallet account for each merchant reflecting their current balance. Merchants are funded weekly as part of our settlement process.

Risk & Fraud Management:

eCOMM Merchant Solutions undertake proactive analysis and monitoring designed to protect merchant's e-Commerce and POS transactions. As markets expand and merchants grow their customer base or extend into new markets and countries, the necessity to adopt a more risk based approach to selling online, becomes critical. At eCOMM, we employ techniques designed to guard against increasingly more sophisticated fraud that directly impacts merchants and their customers. Some of these methods are:

  • 3D-Secure authentication
  • Card Verification Value (CVV)
  • Address Verification Service (AVS)
  • Bespoke real-time transaction monitoring

Comprehensive Back Office Reporting:

eCOMM Merchant Solutions provide comprehensive parameter driven reporting via the back office portal helping merchants and partners go beyond traditional reporting solutions, empowering them with the data, information and analysis to manage and grow their business. Our rich reporting and analytics tools enable both merchants and partners to benefit from real-time business information.

Card Issuing Services

eCOMM Merchant Solutions Limited is a registered agent of Prepaid Financial Services. PFS provide unparalleled flexibility for designing, developing, implementing and managing white labelled Prepaid card solutions.